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The First is committed to helping you find the right mortgage product.   We understand that every borrower is different, and we offer a variety of products.

We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.


Rates as of April 15, 2014 at 10:30 a.m


                         30 year fixed                               15 year Fixed


Conventional*                    Simple Interest      A. P. R.             Simple Interest        A.P.R.

                                                          Rate                                                   Rate


$175,000 to $417,000           4.375%         5.151-5.108               3.250%       3.899- 3.830

$100,000 to $174,999           4.375%         5.206- 5.151              3.375%       4.116- 4.026

$ 75,000  to  $99,999           4.500%         5.387- 5.343              3.375%       4.187- 4.116

$ 74,999 and under                            please callfor available rates


FHA**-96.5% LTV                3.750%              4.704                 3.000%                3.681

VA**--100% LTV                  3.750%              4.035                 3.000%                3.499

RD**---100% LTV                3.750%              4.052                    na                          na


All rates are subject to change.  All rates quoted are for PURCHASE LOANS ONLY  with 1% origination

*Conventional rates are based on a loan with a credit score of 700 at a 95% loan-to-value.

**FHA, VA, and RD rates are based on a purchase price of $120,000 with a credit score of 700 at maximum LTV.



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Learn More

Look in "About Us" to see a map of our bank locations and information on each of our mortgage officers.   Contact us here at The First, A National Banking Association to find out more about the products and services we offer.