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The First is committed to helping you find the right mortgage product.   We understand that every borrower is different, and we offer a variety of products.

We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.

 

Rates as of July 1, 2015 at 11:00 am

 

                         30 year fixed                               15 year Fixed

 

Conventional*                    Simple Interest      A. P. R.             Simple Interest        A.P.R.

                                                          Rate                                                   Rate

 

$175,000 to $417,000           4.125%        4.882 - 4.840              3.125%        3.773 -3.704

$100,000 to $174,999           4.125%         4.937 - 4.882             3.125%       3.863 - 3.773

 $ 75,000  to  $99,999           4.250%         5.118 - 5.074              3.250%      4.060- 3.989

$ 74,999 and under                            please call for available rates

 

FHA**-96.5% LTV                3.500%              4.431               2.875%                3.554

VA**--100% LTV                  3.500%              3.781                 3.000%                3.499

RD**-- 100% LTV                 3.500%               3.798                 na                          na

 

All rates are subject to change.  All rates quoted are for PURCHASE LOANS ONLY  with 1% origination

*Conventional rates are based on a loan with a credit score of 700 at a 95% loan-to-value.

**FHA, VA, and RD rates are based on a purchase price of $120,000 with a credit score of 700 at maximum LTV.

 

 

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Learn More

Look in "About Us" to see a map of our bank locations and information on each of our mortgage officers.   Contact us here at The First, A National Banking Association to find out more about the products and services we offer.