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The First is committed to helping you find the right mortgage product.   We understand that every borrower is different, and we offer a variety of products.

We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.

 

Rates as of October 22, 2014 at 10:34 a.m

 

                         30 year fixed                               15 year Fixed

 

Conventional*                    Simple Interest      A. P. R.             Simple Interest        A.P.R.

                                                          Rate                                                   Rate

 

$175,000 to $417,000           3.875%        4.613 - 4.572              2.875%        3.511 -3.442

$100,000 to $174,999           4.000%         4.804 - 4.750              3.000%       3.727 - 3.637

 $ 75,000  to  $99,999           4.125%         4.980 - 4.937           3.000%      3.797- 3.727

$ 74,999 and under                            please call for available rates

 

FHA**-96.5% LTV                3.250%              4.157               2.750%                3.422

VA**--100% LTV                  3.250%              3.527                 2.750%                3.246

RD**-- 100% LTV                 3.375%               3.671                 na                          na

 

All rates are subject to change.  All rates quoted are for PURCHASE LOANS ONLY  with 1% origination

*Conventional rates are based on a loan with a credit score of 700 at a 95% loan-to-value.

**FHA, VA, and RD rates are based on a purchase price of $120,000 with a credit score of 700 at maximum LTV.

 

 

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Learn More

Look in "About Us" to see a map of our bank locations and information on each of our mortgage officers.   Contact us here at The First, A National Banking Association to find out more about the products and services we offer.