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The First is committed to helping you find the right mortgage product.   We understand that every borrower is different, and we offer a variety of products.

We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.


Rates as of July 25, 2014 at 10:07 a.m


                         30 year fixed                               15 year Fixed


Conventional*                    Simple Interest      A. P. R.             Simple Interest        A.P.R.

                                                          Rate                                                   Rate


$175,000 to $417,000           4.125%         4.882-4.840               3.000%       3.637- 3.568

$100,000 to $174,999           4.250%         5.074- 5.019              3.000%       3.727- 3.637

 $ 75,000  to  $99,999           4.250%         5.118- 5.074               3.125%       3.933- 3.863

$ 74,999 and under                            please call for available rates


FHA**-96.5% LTV                3.500%              4.431                2.750%                3.422

VA**--100% LTV                  3.500%              3.781                 2.875%                3.373   

RD**-- 100% LTV                 3.625%               3.925                 na                          na


All rates are subject to change.  All rates quoted are for PURCHASE LOANS ONLY  with 1% origination

*Conventional rates are based on a loan with a credit score of 700 at a 95% loan-to-value.

**FHA, VA, and RD rates are based on a purchase price of $120,000 with a credit score of 700 at maximum LTV.



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Learn More

Look in "About Us" to see a map of our bank locations and information on each of our mortgage officers.   Contact us here at The First, A National Banking Association to find out more about the products and services we offer.